[H356.Ebook] Ebook Free Medical Microbiology - Elsevier eBook on VitalSource (Retail Access Card), 7e, by Patrick R. Murray PhD, Ken S. Rosenthal PhD, Michael A.

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Quickly learn the microbiology fundamentals you need to know with Medical Microbiology, 7th Edition, by Dr. Patrick R. Murray, Dr. Ken S. Rosenthal, and Dr. Michael A. Pfaller. Newly reorganized to correspond with integrated curricula and changing study habits, this practical and manageable text is clearly written and easy to use, presenting clinically relevant information about microbes and their diseases in a succinct and engaging manner.

• Master the essentials of medical microbiology, including basic principles, immunology, laboratory diagnosis, bacteriology, virology, mycology, and parasitology.
• Progress logically through consistently formatted chapters that examine etiology, epidemiology, disease presentation, host defenses, identification, diagnosis, prevention, and control for each microbe.
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• Learn the most up-to-date and relevant information in medical microbiology.
• Study efficiently thanks to a reorganized format that places review chapters at the beginning of each section and review questions at the end of each chapter.
• Focus on clinical relevance with new interactive case presentations to introduce each of the microbial pathogens that illustrate the epidemiology, diagnosis, and treatment of infectious diseases.
• Visualize the clinical presentations of infections with new and updated clinical photographs, images, and illustrations.

Your purchase entitles you to access the web site until the next edition is published, or until the current edition is no longer offered for sale by Elsevier, whichever occurs first. If the next edition is published less than one year after your purchase, you will be entitled to online access for one year from your date of purchase. Elsevier reserves the right to offer a suitable replacement product (such as a downloadable or CD-ROM-based electronic version) should access to the web site be discontinued.

• Sales Rank: #6195023 in Books
• Published on: 2012-11-19
• Original language: English
• Binding: Printed Access Code
• 888 pages

Review

"As someone who has used this book in the past, I know it is excellent for teaching medical students. It also is reasonably priced for students who are dealing with the high cost of medical education. The most valuable features are the excellent pictures and figures that enhance the understanding of complex issues. Each chapter is followed by a few thought-provoking questions that can be used during teaching to encourage deeper understanding of the material.

Although written for medical students in the first years of training, the book also is very useful for students in advanced training such as residency or fellowships." - Rebecca T. Horvat, PhD, D(ABMM)(University of Kansas Medical Center), from Doody's Reviews

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Medical Microbiology - Elsevier eBook on VitalSource (Retail Access Card), 7e, by Patrick R. Murray PhD, Ken S. Rosenthal PhD, Michael A. PDF

Medical Microbiology - Elsevier eBook on VitalSource (Retail Access Card), 7e, by Patrick R. Murray PhD, Ken S. Rosenthal PhD, Michael A. PDF

[A916.Ebook] Free Ebook Islam: The Straight Path, by John L. Esposito

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This exceptionally successful survey text introduces the teachings and practice of Islam from its earliest origins up to its contemporary practice. John L. Esposito, an internationally renowned expert on Islam, traces the development of Islam and its impact on world history and politics.

Lucidly written and expansive in scope, Islam: The Straight Path, Fifth Edition, provides keen insight into one of the world's least understood religions. It is ideally suited for use in courses on Islam, world religions, comparative religions, and Middle East history and culture.

A FREE 6-month subscription to Oxford Islamic Studies Online (www.oxfordislamicstudies.com), edited by John L. Esposito, is included with the purchase of every new copy of this text.

• Sales Rank: #769898 in Books
• Published on: 2015-11-09
• Original language: English
• Dimensions: 6.40" h x .70" w x 9.10" l, .0 pounds
• Binding: Paperback
• 368 pages

From Library Journal
Esposito, a well-respected scholar and prolific writer on things Islamic, is the founding director of the Center for Muslim-Christian Understanding at Georgetown University and, most recently, general editor of the four-volume Oxford Encyclopedia of the Modern Islamic World (LJ 3/15/95). Here we have the third edition of a book first published in 1988 (LJ 9/15/88) outlining Muslim origins, history, doctrine, and culture?generally in a Middle Eastern context. This edition, which contains a useful bibliography and thorough index, incorporates recent developments in the Middle East and adds material on Pakistan and on the growth of Islam in America. Free of any evident anti-Muslim or anti-Christian bias, Esposito's scholarly prose is both straightforward and highly readable, with technical terms always clearly defined. Nevertheless, this is a work for serious students. Recommended for academic libraries and public libraries with substantial collections in religion.?James F. DeRoche, Alexandria, VA
Copyright 1998 Reed Business Information, Inc.

Review
"This is the answer to every teacher's prayer for an informed and balanced introductory book. It is elegantly written, beautifully synthesized, and helpful."
--Leila Fawaz, Tufts University

"Islam: The Straight Path is a remarkable testament to the author's breadth of scholarship and descriptive and explanatory economy."
--Peter Matthews Wright, The Colorado College

"Esposito's work in modern Islam gives him a rich perspective for introducing readers to the main modern strands of reform and revivalism, moderation, and extremism that shape the Islamic worldview in the twenty-first century."
--Seth Ward, University of Wyoming

"This is an excellent book, exhibiting the depth and the breadth of Esposito's knowledge about Islam and the Middle East. Professor Esposito is one of the most respected authorities on these subjects in our time."
--G. Michael Stathis, Southern Utah University

About the Author

John L. Esposito is University Professor of Religion and International Affairs, Professor of Islamic Studies, Founding Director of the Alwaleed Center for Muslim-Christian Understanding and Director of The Bridge: Protecting Pluralism--Ending Islamophobia at Georgetown University. Editor-in-Chief of Oxford Islamic Studies Online and The Oxford Encyclopedia of Islam, he is the author of What Everyone Needs to Know about Islam, Second Edition (2011), The Future of Islam (2010), and Unholy War: Terror in the Name of Islam (2002), and coauthor of Islam and Democracy after the Arab Spring (2015), all published by Oxford University Press.

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4 of 28 people found the following review helpful.
So where is the beef?
By Jimmy Porter
A well written book that did not dig deeply into the religion, but rather worked over modern situations and Islam. I really can not see much different in it and christianity other than Christ and that Muhammud guy.
Islam gets a bad rap by all the radicals of the religion. Same as christianity during the crusades. It is an okay book, but I would have like to have seen more about Islam.
Jimmy

24 of 29 people found the following review helpful.
Islam
By Sadia
The Straight Path is a straightforward and accessible historical introduction to Islam theology, politics, and law. John Esposito, the author, begins with Muhammad and the Quran, basic Islamic dogma, and the creation of the Islamic community. He then sketches the history of the Islamic world in the medieval period, covering the Umayyads, the Abbasid Caliphate, the Crusades and the later Islamic empires, which are Ottoman, Safavid, and Mughal. Some of the divisions within Islam are the Sunni/Shia spilt, the Ismailis, the Druze and the diversity of its mystical and legal traditions.
Next, Esposito explains Islamic theology and law in depth. Medieval theological conflicts centered on the relationship of faith, the status of grave sinners, and the connection between the absolute power of God and human free will. An essential figure was the tenth century synthesizer al-Ashari, whose followers became the leaders of the dominant school of Sunni theology. The five pillars of Islam are the professions of faith, prayer, almsgiving, the Ramadan fast and Hajj; the pilgrimage to Mecca. Finally, Esposito also touches on family law - divorce and inheritance, the relation between customary practice and Quranic prescription by showing the rules about veiling and seclusion, Sufism and Shia differences.
With its primarily historic approach, The Straight Path only succeeds to give a feel for the role Islam plays in the lives of particular believers. Overall, The Straight Path works well, giving a moral feel for Islam's ancient depth and geographical reach.

19 of 25 people found the following review helpful.
The Best Introductory Text on Islam
By Corn Soup
This book is by far the best introductory text on Islam that I have encountered. The important thing to keep in mind is that it is an introductory text, and its function as such should be kept in mind. The book provides an excellent overview, broken down into 6 different issues/subjects of the Islamic world, and the text is further broken down into clearly delineated and manageable chunks, just as an introductory text should be. Especially good is the elegant and concise way in which the history of the beginnings of Islam are laid out. Perhaps less strong is some of the discussion of the different ways that Muslims have approached the issue of reforming Islam, which I found to be repetitive and vague at the same time.
One person was disappointed that the author often mentions a lot of names and concepts, and then doesn't describe them much. Well, that is the PURPOSE of an introductory text, to introduce people to ideas that they can then pursue further in specialized texts if they are interested. Similary, why would one expect to find information on minority non-Islam religious groups or the African slave trade in a book about Islam? The former would be found in a comparitive religion text, the latter, perhaps in a history of Islamic people, but not an introductory text on Islam.

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[K706.Ebook] Download The Life and Adventures of Santa Claus (Yesterday's Classics), by Amelia C. Houghton

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Draw close to the fire, all you who believe in the spirit of Christmas, whether you call it Santa Claus, or simply good will to men; and listen to the story of Nicholas the Wandering Orphan who became Nicholas the Wood-carver, a lover of little children. Follow him through his first years as a lonely little boy, who had the knack of carving playthings for children; then as a young man, busy over the little toys; then as a prosperous, fat, rosy old man, who overcomes all sorts of difficulties in order to attain his ambition, a toy for every child in the village. Learn how he started to drive a beautiful sleigh drawn by prancing reindeer; why he first came down a chimney; how he filled the first stocking; where the first Christmas tree was decorated; and finally how he came to be known as "Saint Nicholas" and "Santa Claus."

• Sales Rank: #1098343 in Books
• Brand: Yesterday's Classics
• Published on: 2006-09-28
• Original language: English
• Number of items: 1
• Dimensions: 5.98" h x .34" w x 9.02" l, .50 pounds
• Binding: Paperback
• 148 pages

Features

• Used Book in Good Condition

Review
"I walked in on my wife and daughter the other evening to find my wife reading your delightful book to her daughter -- and her daughter is twenty-one! ... a perennial best." --Earl Nightingale, radio columnist

About the Author
Julie Lane was the pen name used by Amelia Catherine Houghton when she wrote The Life and Adventures of Santa Claus. This book was first published in 1932 by Santa Claus Publishing Company in Boston, Massachussetts. Amelia Houghton died in 1989 after a long and satisfying career as a public school administrator and teacher. The illustrator, Hokie, was Ms. Houghton's husband. He died in 1961.

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4 of 4 people found the following review helpful.
Fabulous holiday entertainment for the whole family!
By Molly Grue
My family first heard this tale on audiocassette. It was narrated by Bill Everett, who did a wonderful job of bringing this story to life. After our youngest child was born, we purchased a car with a CD player, and since the book wasn't available on CD at the time, I purchased a paperback copy and read it to my youngest instead.

The book starts sadly when Nicholas (who is about five years old) loses his entire family during the course of one day---his father, a fisherman, is lost in a storm at sea; his tiny sister succumbs to illness; and his mother is struck by a falling tree while travelling through the windswept forest.

The families in his village each raise the orphaned boy for one year, and in gratitude, he makes Christmas toys for the children in each home. As he grows to manhood, Nicholas experiences a variety of adventures that lead to the adoption of the traditions associated with Santa Claus.
Unlike L. Frank Baum's The Life and Adventures of Santa Claus, there are no supernatural elements in this story, and not a single fairy in sight. When Nicholas finally dies of old age, the villagers are surprised to discover that someone has delivered the children's Christmas toys anyway, and one child concludes that Nicholas hasn't really died after all. No further explanation is offered, so I told my children that the child was right---the memory of Nicholas's generosity had survived him and inspired others to follow in his footsteps.

Please note that an abridged version of this book also exists: The Adventures of Nicholas: or The Wonderful Life and Complete Account of That Famous Toymaker and Children's Friend, Nicholas, Better Known as Santa Claus by Helen Siiteri (1966), which is also still in print. The original is longer (154 pages versus 82 in the abridged version) and better, and is highly recommended in both the print and audio versions.

1 of 1 people found the following review helpful.
Hard-to-find treasure
By T. Miller
As a child, every Christmas Eve, my sisters and I would curl up by the tree sipping cider or cocoa while our dad read this aloud. In total, with one or two potty breaks it would usually take four hours. But the tale is so beautiful and heart-wrenching that it enraptured all of us (even as young children) I have been searching for this book for decades. I still have not been able to find a beautiful, large hardbound copy (as my parents have) but something is better than nothing. I KNOW my children will love this tale, and the tradition will continue for generations. This book is TRULY that special!!!

0 of 0 people found the following review helpful.
I love this story!
By Amy
Christmas related themes, such as Holly, stockings, etc. are woven into this wonderful story of Santa's life as a boy to magical icon.. it has been a traditional read for many, many years.. The book makes a great gift for a child or family.

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[U585.Ebook] Download Ebook Elementary Algebra, by John Redden

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655 pages.

• Sales Rank: #3462143 in Books
• Published on: 2011-02-01
• Binding: Paperback

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0 of 4 people found the following review helpful.
wrong purchase
By Cathy
This book was ordered by accident and needed to be returned for a refund. I was given the wrong ISBN for the math book required for the class to begin in January, 2013.

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[E948.Ebook] Fee Download The Lost Lawyer : Failing Ideals of the Legal Profession, by Anthony Kronman

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Anthony Kronman describes a spiritual crisis affecting the American legal profession, and attributes it to the collapse of what he calls the ideal of the lawyer-statesman: a set of values that prizes good judgment above technical competence and encourages a public-spirited devotion to the law.

For nearly two centuries, Kronman argues, the aspirations of American lawyers were shaped by their allegiance to a distinctive ideal of professional excellence. In the last generation, however, this ideal has failed, undermining the identity of lawyers as a group and making it unclear to those in the profession what it means for them personally to have chosen a life in the law.

A variety of factors have contributed to the declining prestige of prudence and public-spiritedness within the legal profession. Partly, Kronman asserts, it is the result of the triumph, in legal thought, of a counterideal that denigrates the importance of wisdom and character as professional virtues. Partly, it is due to an array of institutional forces, including the explosive growth of the country's leading law firms and the bureaucratization of our courts. The Lost Lawyer examines each of these developments and illuminates their common tendency to compromise the values from which the ideal of the lawyer-statesman draws strength. It is the most important critique of the American legal profession in some time, and an an enduring restatement of its ideals.

• Sales Rank: #977048 in Books
• Published on: 1995-03-15
• Released on: 1995-01-25
• Original language: English
• Number of items: 1
• Dimensions: 9.25" h x 1.09" w x 6.13" l, 1.24 pounds
• Binding: Paperback
• 440 pages

From Library Journal
America's lawyers are viewed with ambivalence. The best, perhaps embodied by Atticus Finch in Harper Lee's To Kill a Mockingbird , combine judgment and principle with something of the scholar's love of the pursuit of truth. Yet Dan Quayle questions lawyers' basic honesty and trustworthiness at the annual American Bar Association convention. Kronman (law, Yale Univ.) worries about the decline of the "lawyer-statesman," that lawyer who possesses more than just technical proficiency in legal persuasion. Kronman sees Abraham Lincoln and, more recently, the late Chief Justice Earl Warren as just such "lawyer-statesmen." Both possessed those traits of prudence, wisdom, and judgment that counted far more than legal expertise. Their absence underlies the crisis facing the American legal profession. This is an interesting book, but it won't change many of the well-entrenched opinions about lawyers. For academic and larger public library legal collections.
- Jerry E. Stephens, U.S. Court of Appeals Lib., Oklahoma City
Copyright 1993 Reed Business Information, Inc.

Review
An eloquent and provocative book. When you listen to...[Kronman's] diagnoses of just what has gone wrong with the job of lawyering today, you begin to see that the spreading disaffection of lawyers for their work should not be underestimated. (Michael Orey American Lawyer)

[This book] is an eloquent and impassioned work of scholarship. It makes an important contribution to the growing body of literature devoted to the study of the legal profession. (Anthony V. Alfieri Michigan Law Review)

Kronman deploys philosophical acumen and wide learning to revive the ideal of the lawyer--whether counselor, advocate, scholar, teacher, or judge--as practitioner of a kind of wisdom that he argues has long been out of fashion. This is an important book. (Charles Fried, Harvard Law School)

Many thoughtful observers of the legal profession have come to wonder whether the profession's traditional aspirations can possibly flourish in the current conditions of practice. Kronman is one of several critics to conclude, regretfully, that those aspirations are doomed...If lawyers could spare any time to read, The Lost Lawyer should really make them sit up and take notice of what has happened to them. (Robert W. Gordon, Stanford Law School)

Review
Kronman deploys philosophical acumen and wide learning to revive the ideal of the lawyer--whether counselor, advocate, scholar, teacher, or judge--as practitioner of a kind of wisdom that he argues has long been out of fashion. This is an important book. (Charles Fried, Harvard Law School)

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0 of 0 people found the following review helpful.
Painfully Beautiful
By Robert C. Berring
:This book is beautiful. It aches for a time when the practice of law included public service. When did the function of law schools become feeding graduates to the bottom line practice of large law firms? Either everyone contemplating law school should read this book, or they should be banned from access to it. Remember, Kronman was dean of the yale law school.

1 of 3 people found the following review helpful.
Out of Touch Academic Elitism
By J. Taylor
Kronman seems to have missed the boat on the plain language movement in law. Justice Scalia would be very disappointed in him.

The Lost Lawyer is out of touch academic elitism at it's best. It outlines the ideal of the Lawyer-Statesman and then spends the rest of the book explaining attacks and erosion on the Lawyer-Statesman ideal. It's academically lazy, when you purport a fiction as reality, it's easy to find reality incompatible with it.

My question to Kronman is, if we've deviated from the lawyer-statesman ideal and lost our way, why did it take 200 years to abolish slavery and what was Thomas Jefferson thinking with Sally Hemmings? It wasn't very statesmanlike. What was Abe Lincoln doing when he negotiated slavery. In his letter to Conkling, Lincoln revealed that he gave 100 days notice of the emancipation proclamation, and that he wouldn't issue it if the rebelling states returned their allegiance. Does the lawyer-statesman negotiate the human and civil rights of men for political gain? I doubt this.

The Lawyer-Statesman is a fine ideal to strive for, but don't try to tell me that we once had it and lost it. If you want to move towards it, fine, I can accept that, but arguing that we've come from it is lost. John Adams defending the British soldiers in Boston is no different than Stephen Vladeck defending suspected terrorists at Guantanimo Bay. Nothing has been lost, your just selectively looking for the purposes of your argument.

16 of 18 people found the following review helpful.
A Misfire Worth Reading
By A Customer
Charlotte Rampling, beautiful and tear-stained, has a minor breakdown midway through The Verdict--she's fallen for Paul Newman, the lawyer she's been assigned to seduce and spy on by her boss at the big, evil law firm. James Mason, the suave evil boss, consoles her with a drink and an apothegm: "You don't get paid to do your best," Mason says. "You get paid to win." That scene (expertly written by David Mamet) explains the legal profession in America and provides a summary of Kronman's argument. Kronman, the current Dean of Yale Law, bemoans the extinction of lawyers of sound judgment, prudence, and a concern for a range of interests--the client's, the law's, society's, etc. Lawyers who were actively involved with their community and their country, who were looked to as figures of wisdom, not avarice. But Kronman is more diagnostic than prescriptive. He's right--that breed of lawyer has all but vanished. Still, he provides little in the way of practical suggestions for correcting the problem. And his focus is on the profession and the law schools. His focus should be on the free market. Elite American law schools are catering to the needs of the large firms, which are catering to the needs of their corporate clients. To graduate marketable lawyers, the schools have to create skilled technicians. The hiring partner at a Wall Street Firm wants to know that an applicant has the stamina necessary to put in the hours, and the intelligence and tools needed to grind out competent work. No one is interested in his or her views about what might be a more prudent approach to the client's problem; his or her judgment is not only not demanded, it's unwelcome. Kronman's focus is too narrow. The legal profession has become the law business. Because that's what's demanded by clients, who pay the tab. So I think he should have examined the underpinnings of the free market system, which I favor but which is responsible for the shift in legal education and law practice. Also, how does one teach prudence? How does a vocational school--or perhaps any school--instil sound judgment? Furthermore, prudence and judgment are qualities that, like beauty, are in the eye of the beholder. Finally, Kronman's assertion that much of the problem arose when the large Protestant law firms started hiring Jews, African-Americans, women, and associates from the working classes and from second and third-tier schools sounds not only wrong, but bizarrely priggish and elitist in all the wrong ways. Kronman, as far as I can tell, has never practiced law for any length of time, nor has he toiled as a judge. He's spent his career locked in the Ivory Tower of academia, and his book is the high-toned result.

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• Sales Rank: #891511 in Books
• Published on: 2007
• Format: Import
• Original language: English
• Number of items: 1
• Dimensions: 7.76" h x .94" w x 5.08" l, .55 pounds
• Binding: Paperback
• 304 pages

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Wagon trains heading west were forced to defend themselves against Indians, cope with injuries and illness, and struggle to find food. The group of easterners Rock Bannon was scouting for faced another problem. They were being deceived. When he warned them to remain on the Humboldt Trail, Sharon Crockett and the others refused to listen. Mort Harper, a stranger riding a beautiful black mare, had dazzled them with his charm and good looks. The southern route was the best way to go, Harper told them. But best for whom? Bannon wondered. That route led straight to the Salt Lake Desert. The conditions would be brutal. And if Harper wasn’t steering them toward those deadly alkali flats, where were they headed? And what would happen once they got there?


From the Paperback edition.

• Sales Rank: #28067 in eBooks
• Published on: 2005-01-25
• Released on: 2005-01-25
• Format: Kindle eBook

From the Publisher
Rock Bannon rode a steel-dust stallion that was as stubborn and leather-tough as she was. Scouting for a wagon train full of high hopes, Rock saved the Eastern-bred settlers from a brutal Indian attack. But they paid him back with scorn when he advised against following a fast-talker neamed Morton Harper. Rock Bannon followed no man, so he left the settlers to their promised milk and honey--until they realized their mistake and had no one else to turn to. That's when Rock showed them what a real man was made of and, with a smoking rifle, fought to put down Harper's outlaw crew and to make peace in the virgin land that he called his home.

From the Inside Flap
Rock Bannon rode a steel-dust stallion that was as stubborn and leather-tough as he was. Scouting for a wagon train full of high hopes, Rock saved the Eastern-bred settlers from a brutal Indian attack. But they paid him back with scorn when he advised against following a fast-talker named Morton Harper. Rock Bannon followed no man, so he left the settlers to their promised milk and honey--until they realized their mistake and had no one else to turn to. That's when Rock showed them what a real man was made of, and, with a smoking rifle, fought to put down Harper's outlaw crew and to make peace in the virgin land that he called his home.

About the Author
Louis L’Amour is undoubtedly the bestselling frontier novelist of all time. He is the only American-born author in history to receive both the Presidential Medal of Freedom, and the Congressional Gold Medal in honor of his life's work. He has published ninety novels; twenty-seven short-story collections; two works of nonfiction; a memoir, Education of a Wandering Man; and a volume of poetry, Smoke from This Altar. There are more than 300 million copies of his books in print worldwide.

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0 of 0 people found the following review helpful.
Good easy western
By Brent Quinton
Great story. Fun read.

0 of 0 people found the following review helpful.
Great book
By Mary Turk
I really enjoyed this book

5 of 5 people found the following review helpful.
The Book is Good, But the Movie is Better
By Charles Wheeler
The Tall Stranger by Louis L'Amour is well worth reading, but the movie starring Joel McCrea is better. As I have previously stated in other reviews of L'Amour's work, his early novels are his best, with one or two exceptions. In the beginning he was only concerned about telling us a good story, but in later years began to philosophize until it reached a point where it interferred with his story telling ability. I know most authors have something they want to say in their work which they want us to understand and agree with, but they can get carried away, and when there is no editorial advice provided to check this urge it can run amok. But there is none of that in this book; it is story telling at its best.

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• Sales Rank: #1154167 in Books
• Published on: 2016-04-20
• Released on: 2016-04-20
• Original language: English
• Number of items: 1
• Dimensions: 9.30" h x .90" w x 6.10" l, .0 pounds
• Binding: Hardcover
• 242 pages

Review

“A book that sheds a required and well-timed light on the perpetual debate, inside any organisation, between risk validation of model, models for risk validation and model risk.� The tools and techniques proposed are valid not only for practitioners working within regulated entities but for all the risk managers in search of a guide into the model validation’s definition and best practices.” (Cosimo Pacciani, Chief Risk Officer, European Stability Mechanism)

“This book is a very useful reference for professionals and ought to be a core text book for every professional in charge of risk models or their validation. It is well written and explains the nature of model risks in finance, introduces a framework for risk model validation and provides further illustrations for specific type of risks and risk measurement approaches. A distinctive feature of this book is its focus on practical challenges most practitioners may have already come across together with a sound reference to finance theory. There is no book I am aware of that covers risk model validation in that practical and comprehensive manner.” (Sven Muehlenbrock, Partner, Head of Risk Advisory, KPMG Luxembourg)

From the Back Cover
The practice of quantitative risk management has reached unprecedented levels of sophistication. The pricing, the assessment of risk as well as the computation of the capital requirements for highly complex transactions are performed through equally complex mathematical models, running on sophisticated computer systems, developed and operated by dedicated, highly qualified specialists. With this sophistication, however, come risks that are unpredictable, globally challenging and difficult to manage. Model risk is a prime example of these and precisely the kind of risk that those tasked with managing financial institutions as well as those overseeing the soundness and stability of the financial system should worry about.

This book starts with setting the problem of the validation of risk models within the context of banking governance and proposes a comprehensive methodological framework for the assessment of models against compliance, qualitative and quantitative benchmarks. It provides a comprehensive guide to the tools and techniques required for the qualitative and quantitative validation of the key categories of risk models and introduces a practical methodology for the measurement of the resulting model risk and its translation into prudent adjustments to capital requirements and other estimates.

About the Author
Sergio Scandizzo is the Head of Model Validation at the European Investment Bank (EIB) in Luxembourg. He is the author of Risk and Governance: A Framework for Banking Organisations; The Operational Risk Manager's Guide, now in its second edition, and of Validation and Use Test in AMA. He is Associate Editor of The Journal of Operational Risk and has published several journal papers on fuzzy logic, genetic algorithms and risk management.

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